In Findlay, all structures within the Special Flood Hazard Area (SFHA), or the 100-year floodplain, are subject to flood development permit requirements. For those properties that sustained flood damage and have flood insurance, a damage assessment from an insurance adjuster or licensed appraiser for those structures in the SFHA is to be submitted to the City of Findlay Zoning Office. At least one estimate from a general contractor is also acceptable. An appraised value of the structure before the flood event occurred must also be submitted. The tax appraised value from the County Auditor’s website at http://www.hancock.iviewauditor.com is also appropriate.
For uninsured property in the SFHA, at least one estimate from a general contractor or a damage assessment from a licensed appraiser is acceptable. An appraised value of the structure prior to the flood event or the tax appraised value from the County Auditor’s Office is also appropriate.
Residents may do what is necessary to secure the building and continue the clean up effort. Removing and disposing of damaged contents, carpeting, wallboard, and insulation is encouraged. You may cover holes in roofs or walls and secure windows and doors to prevent further damage from inclement weather. You may also remove sagging floors and shore up broken foundations to render the building safe to enter.
Once the structure has been secured and the clean up effort is complete, it is important to first obtain a flood development permit before any repair begins. Permit fees have been waived. Please contact Zoning Office at 419-424-7108 for more information.
Additionally, any commercial property or multi-family dwellings containing 4 or more dwelling units must also contact Wood County Building Inspection at 419-354-9190 for building permit requirements. Permit applications and additional information is available online at: http://wcbinspect.co.wood.oh.us.
As a participant of the National Flood Insurance Program, the City of Findlay is mandated by the Federal Emergency Management Agency (FEMA) to assess damages and enforce permit requirements. As a result, anyone who performs a repair without first obtaining a Flood Development Permit WILL be prosecuted.